One of my paychecks is going to rent, cell phone, and car insurance, which leaves barely anything left to divy up between credit cards, medical, and food, not to mention gas.
The other paycheck is my car payment, it leaves a little bit more to take care of food.
I make too much, but not enough, which is pretty much the story of my life. I had become very comfortable with not paying rent, and had a significant chunk of leftover income to spend on whatever I want. Which is why I bought my car.
It makes me nervous that I can be broke 3 or 4 days after my pay check deposits in my account.
I've joined on mint.com with all of my money related accounts. It's nice to be able to see it all there in front of you. Charts, graphs, budgets...all of that. It certainly does help me confront my lack of funds, instead of me naively neglecting the fact that I am absolutely spent. I have maxed out everything I can, I barely pay my minimum payments....i am just too far gone after I meet my large obligations.
I'm just too used to always having cash. I need to start thinking frugally, as much as I hate that. It's a mindset I've personally never had to get into, but my mom was a pretty good example. Somehow she pulled herself out of bankrupcy and purchased her own house, after only 3 or 4 years of bankrupcy. If she can do it. I can do it.
I am thinking it would be best for me to actually pull out the remainder of my cash after a check into cash and then only allot myself so much for the week. This actually sounds like a good idea. I might just do that. Hmmm!
For my team so while you sleep ima scheme
We see through, thats why nobody never gon believe you
You should do what we do, stack chips like *hebrews*
Dont let the melody intrigue youCause I leave you, Im only here
For that green paper which the eagle
We see through, thats why nobody never gon believe you
You should do what we do, stack chips like *hebrews*
Dont let the melody intrigue youCause I leave you, Im only here
For that green paper which the eagle